Property Catastrophe Intelligence
Instant wildfire, flood, and windstorm risk for any US commercial or residential property. Grounded in 1-meter LiDAR terrain and satellite physics.
Ground-Truth Risk, Powered by Physics
From live vegetation moisture to 3D slope physics, see the actual perils facing any structure.
Wildfire Hazard & Rating
Live satellite heat tracking, real-time vegetation dryness, and 3D slope physics for every structure.
Inland Flood & Storm Risk
Catchment runoff flow, finished floor height above flood levels, and atmospheric river impact.
Neighborhood Risk & Solvency
Automatic $25M risk caps within any 5-mile radius to keep carriers and portfolios solvent.
No Contracts. No Hidden Fees.
Ditch six-figure enterprise software locks. Pay only for the properties you inspect or policies you write.
Standard Report
A comprehensive property hazard report and official insurance-ready certificate.
- Detailed 3D terrain & wildfire slope analysis
- California CDI § 2644.9 discount checklist
- Certified PDF for lenders, insurers & escrow
REST API
Sub-second risk scoring built to drop directly into your quote-and-bind workflow.
- Sub-45ms average response time
- Instant wildfire, flood, and storm scores
- Actionable pure loss costs & binding verdicts
Portfolio & Treaty
Batch portfolio risk screening and real-time neighborhood accumulation controls.
- Real-time $25M 5-mile accumulation guard
- Custom underwriting referral workflows
- Bulk portfolio uploads & treaty analytics
Frequently Asked Questions
Know the Real Risk for Any California Property
From 3D terrain physics to verified insurance discounts, get the ground truth in under 45 milliseconds.