Underwriting Authority ActiveNIPR #4501603
Executive Command Center
Portfolio catastrophe risk accumulation, 5-mile radial PML solvency limits, and live rating velocity.
Spatial PML Threshold Alert (87.2% Capacity)
Napa Valley 5-mile radial cell commitment exceeds 85% of solvency cap ($21.8M / $25.0M). Automated rate surcharge active.
Spatial PML Solvency Cap87.2% Committed
$21,800,000
Napa Cell Cap: $25.0M (87.2% utilized)
Moratorium PostureAMBER TRIPWIRE
1 Restricted Cells
CUO Referral Required
Solvency fences engaged on soft caps
In-Force WUI Exposure87% Treaty Cap
$48,200,000
Treaty Cap: $55.3M Total WUI
Metered API BalanceActive Ledger
$100,000.00
Rate: $0.15 / quote queryTop Up →
Auto-recharge trigger: $50.00
Underwriting Desk Velocity (24h)
Single Risk Sandbox
Real-time single parcel LiDAR rating, CDI credits, and formal binder issuance.
Launch Sandbox
Commercial Bordereau
Batch CSV ingestion, automated column mapping, and treaty PML accumulation audits.
Audit Portfolio
5-Mile Solvency Treaties
Radial cell capacity caps, convective quiet timers, and manual moratorium locks.
Inspect Solvency
Occurrence Ops Watch
Dynamic freeze nowcasts, convective quiet rules, and regional climate multipliers.
Occurrence Engine
Live Physical Ingest Telemetry
Live Ingest QPS Spline
Rating Engine Ingress & Spatial Evaluation QPS
8,332 QPS · 11.4ms P99
14:00 PST432Hz Mathematical Ingest Spline · Zero JitterNow (Peak)
West Coast H3 Spatial Dissipation Matrix
7-Zone × 24h Thermal & Convective Surface Dissipation
Hover cell for microclimate telemetry
PNW
NORCAL
NAPA
SIERRA
CENTRAL
SOCAL
BASIN
00:00 PST (Nocturnal Radiation)
Thermal Load:< 14°C Calm18–26°C Active> 27°C Peak
23:00 PST