CUO Clearance & Referral Queue 2 Submissions Pending ReviewUnderwriting Authority: Conner Kupferberg (#4501603)
Chief Underwriting Officer Clearance Desk
Review out-of-appetite commercial submissions, evaluate satellite physical hazards, apply rate overrides, and grant conditional binding clearance.
Pending CUO Review
2 Risks
Awaiting clearance decision
Cleared for Binding
1 Risks
With statutory subjectivities
Total Referred TIV
$49.0M USD
Aggregated portfolio value
Statutory Sign-Off
NIPR #4501603
California Surplus Lines (§ 1765.1)
| Referral ID | Insured & Risk Location | TIV (USD) | Hazard Score & Tier | Tripwire Reason | Indicated Premium | Clearance Status | Action |
|---|---|---|---|---|---|---|---|
| REF-2026-NAPA-8809 2026-08-28 14:15 UTC | Mount Veeder Estate & Barrel Caves 2450 Mount Veeder Rd, Napa CA | $14,500,000 | Score 86 Tier 5 (Extreme WUI) | Composite Hazard Score 86/100 exceeds CUO threshold (80) & TIV $14.5M > $10.0M Auto-Bind Limit. | $54,520/yr | PENDING REVIEW | |
| REF-2026-TAHOE-9912 2026-08-28 11:30 UTC | Emerald Bay Alpine Timber Resort 13800 Emerald Bay Rd, South Lake Tahoe CA | $18,200,000 | Score 89 Tier 5 (Extreme WUI) | High Canopy Density (72%) & Heavy Timber construction on 26° slope in Sierra Fire Corridor. | $75,712/yr | PENDING REVIEW | |
| REF-2026-MALIBU-7721 2026-08-27 19:40 UTC | Corral Canyon Boutique Commercial Complex 26000 Pacific Coast Hwy, Malibu CA | $9,800,000 | Score 82 Tier 4 (High WUI) | Santa Ana Wind Alignment Corridor & Canyon Funnel Exposure. | $39,690/yr | APPROVED WITH CONDITIONS | |
| REF-2026-SONOMA-6610 2026-08-26 16:20 UTC | Alexander Valley Agro-Processing Facility 4200 Highway 128, Geyserville CA | $6,500,000 | Score 79 Tier 4 (High Flood Inundation) | Russian River 100-Year Inundation Zone + Inadequate First Floor Elevation (+1.2ft vs +3.0ft requirement). | $28,080/yr | DECLINED |